|
Basic
|
Union Advantage
|
Golden
Advantage
|
Platinum
Advantage
|
|
|---|---|---|---|---|
| Minimum Opening Deposit |
$50 |
$50 |
$50 |
$50 |
| Monthly Service Charge |
waived with e-statement; $3 with paper statement
|
$5 with paper statement; $3 with e-statement | waived | waived |
| Waive Options |
waived with
e-statement
|
waived with $500 minimum balance | waived | waived with $25,000 combined deposit balance in checking or savings |
| Minimum Balance* | $0 | $500 to avoid service charge | $0 | $0 |
| Check Cost | varies | varies | 1 Free box of Golden Advantage checks annually | 1 Free box of Platinum Advantage checks at opening |
| Unlimited Check Writing | included | included | included | included |
| Instant Issue Debit Card | included | included | included | included |
| Statement Images | included | included | ||
| Online Banking | included | included | included | included |
| Overdraft Protection** | $650 | $650 | $650 | $650 |
| Add On Services | e-services available with $3 fee (waived with e-statement) | |||
| Online Bill Pay*** | 10 free transactions; $.50 each thereafter | 10 free transactions; $.50 each thereafter | 10 free transactions; $.50 each thereafter | |
| Mobile Banking | included | included | included | included |
| Mobile Deposits | included | included | included | |
| Bank 2 Bank Transfers | included | included | included | included |
| Cashier Checks and Money Orders | 2 FREE per month | |||
| Rates on ATMs | $5 in ATM fees waved per statement cycle | |||
| Safe Deposit Box | $10 discount on first year rental**** | |||
| Lifestyle Benefits | $5 monthly fee | $5 monthly fee | $5 monthly fee | included |
* Minimum balance calculated per statement cycle.
** Overdraft privilege is subject to approval.
***Golden Advantage Bill Pay and Mobile Deposit available for $3.00 monthly service charge, fee waived with e-statements.
**** Subject to availability
Platinum Advantage Checking
Maintaining a $25,000 combined deposit balance in your checking and savings account should come with benefits!
- ATMs NATIONWIDE - use any ATM in the nation. Withdraw money from your account with the assurance that we will not charge a foreign ATM fee. We will also refund up to $5 per statement cycle of the bank's surcharge.
- PERSONALIZED CHECKS - one order of Platinum Advantage checks will be provided at account opening.
- SAFE DEPOSIT BOX DISCOUNT - Receive a $10 discount on the first year’s rental of any size safe deposit box.
- OVERDRAFT PROTECTION - With this discretionary service, we will consider without obligation on our part, payment of your overdrafts up to $650. Normal charges apply. Ask for details.
- ONLINE BANKING - with online and mobile banking, you can easily access all your account information 24/7. Enjoy the convenience of online bill pay, mobile deposits, Zelle person to person payments, bank to bank transfers, e-statements... everything you need to monitor your account status.
LIFESTYLE BENEFITS
- $10,000 Accidental Death & Dismemberment Insurance
- Travel Assistance Service
- Total Identity Monitoring
- Cellular Phone Protection
- WellCardRX Health Discounts
FEES FOR PLATINUM ADVANTAGE
$8 / month with paper statement
$7 / month with an e-statement
FREE with $25,000 combined deposit balance.
All customers may add LIFESTYLE BENEFITS to their account for only $5 / month.