Couple looking at check

Personal Checking Account

Checking accounts designed with you in mind!

From No-Fee Checking to Premium Benefits—Choose the Right Account for Your Needs


At Union Bank, we have firm roots in our Arkansas communities and strive to offer the right accounts and services to meet your local needs—at every stage of life. Whether you’re opening your first checking account or looking for an account that pays you back, we have an option for everyone.


With every Union Bank Checking Account, you can enjoy

  • A low, $50 Opening Deposit
  •  Unlimited Check Writing
  • Free Instant Issue Debit Card
  • Overdraft Protections up to $650
  • Free Bank 2 Bank Transfers


Compare Checking Accounts

Basic
Union Advantage
Golden
Advantage
Platinum
Advantage
Minimum Opening Deposit

$50

$50

$50

$50
Monthly Service Charge $3 with paper statement; waived with e-statement $5 with paper statement; $3 with e-statement; waived with $500 minimum balance None; e-services available with $3 fee (waived with e-statement) waived with $25,000 combined deposit balance in checking or savings
Minimum Balance*
$0
 $500 to avoid monthly service charge $0 $25,000 combined deposit balance in checking or savings to avoid monthly service charge
Check Cost varies varies 1 Free box of Golden Advantage checks annually 1 Free box of Platinum Advantage checks at opening
Statement Images

included included
Online Bill Pay***

10 free transactions; $.50 each thereafter

10 free transactions; $.50 each thereafter

10 free transactions; $.50 each thereafter
Mobile Deposits***
included included included
Cashier Checks and Money Orders

2 FREE per month

Online Banking included included included included
Rates on ATMs


5 ATM fees waived per statement cycle
Lifestyle Benefits $5 monthly fee $5 monthly fee $5 monthly fee included
More Account Details More About Basic Checking More About Union Advantage More About Golden Advantage More About Platinum Advantage
* Minimum balance calculated per statement cycle.
** Overdraft privilege is subject to approval.
***Golden Advantage Bill Pay and Mobile Deposit available for $3.00 monthly service charge, fee waived with e-statements.
**** Subject to availability


Open a Checking Account Today


When you’re looking for a banking partner in West Central Arkansas and the River Valley, turn to Union Bank. We're dedicated to providing personalized service with local expertise that you can trust. From basic checking accounts for everyday needs to robust options with extra benefits, Union Bank has an account to fit your lifestyle paired with tools to make banking simple and convenient.

Open an account online today, or visit one of our branch locations in Mena, Paris, Wickes, Hatfield, Caulksville, Clarksville, Ozark, Waldron, or Booneville to get started!